Your loan estimate
The full dated repayment schedule, and what happens if you make a part-payment later.
Principal vs. interest
Share of your total repayment that goes to the bank's interest versus your own principal.
Plan a repayment
Add extra money you've paid in any month — each one's savings are shown below.
No repayments planned yet — your schedule below is the standard one.
EMI schedule
Every instalment date, principal/interest split, and running balance. Rows with a repayment are highlighted.
| # | Date | EMI | Principal | Interest | Repayment | Balance |
|---|
Download report
Add who this report is for, then download it as a formatted Excel workbook or PDF — both include the loan summary and the full dated schedule.
Estimates use a standard reducing-balance EMI formula. Actual rates, fees, taxes, disbursement schedules and lender rounding may change the amount payable; education, business and gold loans may follow a different structure at your lender. This tool is for planning only and is not a loan offer or financial advice.